Up To RM20000, Using 1 Month Salary & Bank Statement
+I need RM 2000
+in 12 months

Representative Example: Loan amount RM 1,000 borrowed and fully repaid after 3 months of using the loan. Interest rate 18% per annum. Total amount payable = RM1,045.00 (Max 18% APR). Other charges may apply. Minumum Term 90 days & maximum term 180 days

4 Easy Steps to get a Doctor Ringgit Loan
Apply for a LoanGet ready your NRIC and 2 documents;

Latest Payslip & Bank/EPF Statement.
Sign the Loan ContractOur Riders will call you to arrange for the signing of agreement at the place of your convenience.
Get MoneyReceive money in your bank account within a few working hours.
Make repaymentMake your payment through JomPay at any ATM Machine or by using the JomPay service in your own Internet Banking Account.
Who can use our service?
Age 21 - 60
LocationWhole Malaysia Except Sabah & Sarawak
OccupationIndividuals work with a minimum net salary of RM2000

Just Remember to Bring Your NRIC, Latest Payslip & also Latest Bank Statements/Latest EPF Statement!
It’s that simple

In order for us to process your application as fast as possible, kindly fill up the application form completely.
Your Small Financial Help During Rainy Days
Simple proceduresWe minimised all the documents to provide you the easiest way to get the loan. With just an application to fill, no collaterals and no guarantors.
Transparent costsWith the interest amount shown up front, use the calculator to count fees applied before making decision. Our Customer Service Representative will explain to you the charges accordingly. Terms and Conditions apply, charges will be deducted upon disbursement.
We are fastMoney will be sent within 24 hours after the approval.
Always there for you – any time, any placeWe appreciate your time, so all transactions are done at your convenience, allowing you to send a request and get the money as soon as possible.
Flexible repayment termIn case of unforeseen circumstances through no fault of the borrower, Doctor Ringgit offers prolongation of repayment on a case to case basis.
Helping you make life easyWe are willing to help you find the best financial solution tailored to your needs.
Alex Chin C. K.29 years old
I had a few unexpected bills to pay off and I needed some extra cash fast. I'm amazed how quick the whole process was with Doctor Ringgit – from applying for a loan to actually getting it in my bank account. Now I can pay off my unexpected bills in my own time, knowing exactly how much my repayments are!
Noor Amirah33 years old
Doctor Ringgit has helped me out on several occasions. The staff has always been helpful, polite, and courteous.
P. Kumaresan40 years old
The banks rejected my loan application, I was in need of some extra cash to pay off my bills as I had over spent on my kid's tuition fees. Luckily Doctor Ringgit is here to help. Thank you Doctor Ringgit!